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Credit & Underwriting [clear filter]
Monday, April 9
 

10:45am

Credit & Underwriting Overview
With increased competition in consumer lending, lenders must focus on how to better underwrite and reach quality borrowers. Attendees will hear from companies on the cutting edge in this area who will discuss topics such as qualifying leads, alternative credit scoring, unique data sources and more.

Monday April 9, 2018 10:45am - 5:30pm
⑥ Credit & Underwriting

10:50am

What is Happening with Personal Loan Losses
What is Happening with Personal Loan Losses

  • Ram Ahluwalia, PeerIQ

Monday April 9, 2018 10:50am - 11:10am
⑥ Credit & Underwriting

11:10am

Lending to the China Consumer Market
Lending to the China Consumer Market

  • Simon Cheng, Xiaoyin Tech

Monday April 9, 2018 11:10am - 11:30am
⑥ Credit & Underwriting

11:30am

Moving Beyond a Single Product to Become a Platform
Moving Beyond a Single Product to Become a Platform

  • Andrew Graham, Borrowell
  • Prat Tiwari, MoneyLion
  • Moderator: Stephen Dash, Credible

Monday April 9, 2018 11:30am - 11:50am
⑥ Credit & Underwriting

11:50am

Speed Matters: Making Real Time Credit Decisions
Speed Matters: Making Real Time Credit Decisions

  • Kurt Weiss, Whitepages Pro
  • David Lin, PayU
  • Jeff Stewart, Lenddo
  • Thomas Wang, China Rapid Finance
  • Moderator: Gavin Harding, Experian

Monday April 9, 2018 11:50am - 12:30pm
⑥ Credit & Underwriting

2:50pm

When Credit Decisioning Meets Artificial Intelligence
When Credit Decisioning Meets Artificial Intelligence

  • Zane Wang, China Rapid Finance

Monday April 9, 2018 2:50pm - 3:10pm
⑥ Credit & Underwriting

3:10pm

Combatting Synthetic Fraud
Combatting Synthetic Fraud

  • John Troutman, Emailage
  • Naftali Harris, SentiLink
  • Garient Evans, ID Analytics
  • Peter Maynard, Equifax
  • Moderator: John Donovan, Wheat Financial (US)

Monday April 9, 2018 3:10pm - 3:50pm
⑥ Credit & Underwriting

3:50pm

When Data and Underwriting Intersect, the Consumer Wins

When Data and Underwriting Intersect, the Consumer Wins

As data and algorithms permeate more and more of what we see, touch, read and even feel, companies face questions on how to use all this data to really help people make better decisions. The more specific you can get in your recommendations for members, the more trust and ultimately, loyalty you’re able to maintain. Thanks to machine learning from 5 terabytes of data collected daily, Credit Karma only surfaces the most appropriate products for each member to ensure they are matched with the product that makes the most financial sense for their profile. On a macro level, Credit Karma is using this data to address the issue of mispricing with Americans’ financial products. If Americans refinanced their auto loans, they could save $37 billion dollars alone. This is just one example of how we use technology as the bridge to match financial institutions and consumers.

  • Poulomi Damany, Credit Karma

Monday April 9, 2018 3:50pm - 4:10pm
⑥ Credit & Underwriting

4:10pm

Prepayment and Loan Performance
Prepayment and Loan Performance

In recent years, the personal loan market has seen double digit growth, largely in part to the emergence of FinTech lenders. In response, all lender types have been increasing their personal loan footprint. As with any closed-ended loan, prepayment risk is an important consideration. How long are your customers staying with your product? What are the indicators that a customer might exit your relationship sooner than you anticipated in your profitability models? In this study, we’ll look at how to best leverage consumer characteristics to differentiate those likely to prepay from those looking to maintain and leverage their personal loans.

  • Steve Chaouki, Transunion

Monday April 9, 2018 4:10pm - 4:30pm
⑥ Credit & Underwriting

4:30pm

Gaining the Competitive Advantage with Comprehensive Data
Gaining the Competitive Advantage with Comprehensive Data

  • Andrew Sheehan, Clarity Services
  • Angela Granger, Experian

Monday April 9, 2018 4:30pm - 4:50pm
⑥ Credit & Underwriting

4:50pm

Does Machine Learning and Big Data Teach Us Anything New?
Does Machine Learning and Big Data Teach Us Anything New?

  • Marc Stein, Underwrite.ai
  • Mike Armstrong, ZestFinance
  • Josh Tonderys, Marlette Funding
  • Gerald Fahner, FICO
  • Moderator: Neil Wolfson, SF Capital

Monday April 9, 2018 4:50pm - 5:30pm
⑥ Credit & Underwriting