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Monday, April 9 • 4:10pm - 4:30pm
Prepayment and Loan Performance
Prepayment and Loan Performance

In recent years, the personal loan market has seen double digit growth, largely in part to the emergence of FinTech lenders. In response, all lender types have been increasing their personal loan footprint. As with any closed-ended loan, prepayment risk is an important consideration. How long are your customers staying with your product? What are the indicators that a customer might exit your relationship sooner than you anticipated in your profitability models? In this study, we’ll look at how to best leverage consumer characteristics to differentiate those likely to prepay from those looking to maintain and leverage their personal loans.

  • Steve Chaouki, Transunion

Monday April 9, 2018 4:10pm - 4:30pm
⑥ Credit & Underwriting